Finance
Take control of your financial future with expert advice on budgeting, saving, and investing.
Achieving Financial Freedom and Long-term Security
At Joya, we believe that financial decisions should empower you to create the life you truly want—not just survive, but thrive. Whether you’re planning for your future, buying a home, or managing everyday expenses, Max Phelps brings over 16 years of experience in helping people make confident financial decisions that lead to lasting prosperity.
Personalised Insights via the Joya Wheel
Once you complete the Joya Life Scorecard, you’ll gain personalised feedback through the Joya Wheel, offering a visual snapshot of your financial health. The Joya Wheel helps you identify areas for improvement, such as overspending, saving strategies, and future planning, and provides actionable steps to secure a brighter financial future.
What You’ll Learn from Joya:
How your current financial situation aligns with your long-term goals
Using the Joya Wheel, you’ll receive a clear overview of your finances and how well they align with your life goals, helping you make decisions that contribute to long-term happiness.
Key strategies for managing debt, saving, and building wealth
With personalised advice, you’ll learn practical ways to manage debt and grow your wealth, helping you avoid common pitfalls that hinder financial success.
How to avoid financial stress and build a sustainable future
Max’s approach helps you create realistic financial plans that focus on long-term stability rather than short-term gains, so you can confidently navigate life’s challenges.
Max’s Approach
Max combines logical financial strategies with a deep understanding of the psychology of money. He recognises that many people make tiny short-term financial decisions that can harm their long-term happiness and security. By using the Joya Wheel, you’ll gain clarity on your financial health and find balanced, sustainable solutions that support your overall well-being.
Why Is the Joya Wheel Important for Finances?
The Joya Wheel gives you a visual breakdown of your financial strengths and areas for improvement. With this powerful tool, you’ll gain actionable feedback on your current financial situation, helping you make informed decisions. Just like Max’s philosophy, finances are just an enabler, so that you are free to focus on what truly matters and build the life you’ve always dreamed of.
Frequently Asked Questions
At Joya Life, we believe life planning is more than just setting goals—it’s about aligning your journey with your values, passions, and aspirations. Whether you’re single or in a relationship, we provide personalised guidance and expert advice to help you make confident decisions, achieve your dreams, and live a fulfilling life. The starting point, is knowing where you are now.
Once you complete the Joya Life Scorecard, you’ll receive personalised feedback in a visual way, via the Joya wheel, to help you improve in key areas. Whether it’s managing work stress, enhancing relationships, or prioritising your health, the scorecard will help you create a clear roadmap for progress. You’ll also be able to track your journey over time, ensuring that your goals stay aligned with your values as you grow.
We recommend taking the Joya Life Scorecard every 3-6 months to track your progress and reassess your goals. As life evolves, so should your approach to personal growth. By revisiting the scorecard periodically, you’ll stay on track and make adjustments to continue moving towards a fulfilling, purposeful life.